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OTP code

An OTP code (One-Time Password) is a single-use, short-lived code sent by SMS to validate a login or a payment.

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In brief

An OTP code (One-Time Password) is a single-use, short-lived code sent by SMS to validate a login or a payment.

Going deeper

The OTP is a code usable only once and for just a few minutes. Delivered by SMS, it stands as the most widespread second authentication factor, since it requires no installation on the recipient's side.

Its commonplace nature must not make us forget its flaws: SMS is not end-to-end encrypted and remains vulnerable to SIM-card hijacking as well as phishing. An OTP code should be shared with no one, not even a supposed advisor.

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A2P SMSAn A2P SMS (Application-to-Person) is a message sent automatically by a computer system to a mobile, as opposed to a text written by a human.SIM swappingSIM swapping is having someone's phone number moved onto a SIM card the fraudster controls, so that the victim's text messages arrive on their device.
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